Help your clients get more out of their term policy using the liberal conversion privileges that come with a Term Life Answers policy. Your clients will have the opportunity to convert into any permanent policy offered by United of Omaha at the time – no questions asked!

The convertibility windows are:

  • Anytime before age 75 on a 10-, 15-, or 20- year policy – even if the original term has expired*
  • During the first 20 years for a 30 year policy

*In NY, before age 66 or during first five years after policy issue, whichever is later.


Transition Rules have been established and are as follows:

  • Applications signed February 1, 2016 and later will get the new rates
  • Applications signed before February 1, 2016 will receive the old rates
  • Any pending application in-house with an application signed date prior to February 1, 2016 and the Agent/Broker wishes to have the new rates will to contact the underwriting department


Corporate Headquarters:
604 Harper Avenue, Jenkintown, PA 19046 | P: 800.543.5555 / 215.517.4080 | F: 800.343.0804 / 215.517.4087

Miami Office:
3470 NW 82nd Avenue, Suite #670, Doral, FL 33122 | P: 800.683.3077 / 305.908.6700 | F: 800.343.0804

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

Premier Brokerage Services is not affiliated with The Leaders Group, Inc.


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