For the past two years, Symetra Life Insurance Company has been consistently regarded as a price leader in the guaranteed universal life marketplace. To maintain and strengthen our leadership position, we are pleased to announce exciting enhancements to our flagship no-lapse-guarantee product.

No change in pricing

  • We remain a price leader in the GUL marketplace, with no changes to our pricing.


New Return of Premium (ROP) Rider

Available on Symetra UL-G for an additional cost, this optional rider is designed to return 100% of the cumulative paid* premiums reduced by any withdrawals, loans and outstanding loan interest. The ROP benefit will not exceed the face amount of the policy. The ROP Rider provides:

  • 90 day windows at years 20 and 25.
  • A contractual obligation to notify policyholders prior to their window opening.
  • Market leading pricing with or without the rider.


*For Nicotine users and rated policies, the ROP benefit will not exceed 50% of the face amount of the policy.

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