Effective January 23, rates for SecureCare™ III will be reduced by 25 percent across all case scenarios in all states except AZ, CA, CT, DE, DC, FL, IN, MT, NJ, ND, NY, SC and SD. SecureCare III is a long-term care (LTC) and nonparticipating whole life insurance policy.

Transition Rules:

  • The new SecureCare III rates will be available January 23, 2023 in all states except AZ, CA, CT, DE, DC, FL, IN, MT, NJ, ND, NY, SC and SD.
  • All pending applications that have an effective date on or after January 23, 2023 will automatically be eligible for and receive the new pricing. This will result in a face amount that is higher than originally illustrated.
  • Policies that have already been issued, paid and/or are in-force are not eligible for the new rates.
  • SecureCare III’s normal backdating rules and age limitations apply. To receive the new pricing, we cannot backdate prior to January 23, 2023.

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