Due to the continued low interest rate environment, it has become necessary to increase the rates of our Protective Survivor UL product. With this change, rate bands will removed the product.

In addition, Protective Survivor UL will be “non-illustrated”, meaning product illustrations will show guaranteed values. By only showing guaranteed values on illustrations, we will eliminate the signature requirement – giving you more time to provide value to your clients.

The rate changes will be released on our ELI and Winflex illustration systems December 20, 2017 and are effective January 1, 2018.


Transition Rules

  • All applications for Survivor UL 1/13 must be signed on or before December 31, 2017 and received on or before January 12, 2018. These will have the illustrated version f the product.
  • All applications signed and received on or after January 1, 2018 will be issued on the new non-illustrated product, Protective Survivor UL 1/18.
  • Protective Survivor UL is only available through paper applications.

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

GBS Insurance and Financial Services, Inc. is not affiliated with The Leaders Group, Inc. You may check the background of investment professionals on FINRA Broker Check

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