The stars have aligned for a brighter life experience.
Discover Securian’s newest IUL product
In 2006, we brightened the indexed life marketplace with Eclipse. Coming soon, Securian’s latest product brings together our strong indexed life heritage, as well as product and digital innovations to redefine the life insurance experience.
Explore the first benefit below, and prepare for our next update revealing the second “star” lighting the way to a brighter life experience.
Flexible death benefit
Provide lifetime protection for your clients, and give them flexibility in how their death benefit is paid with the Income Protection Flex Agreement (IPA Flex).
Give clients more control with IPA Flex.
Available exclusively on Securian’s Orion IUL, our Income Protection Flex Agreement (IPA Flex) gives clients greater control over their policy’s death proceeds than ever before. Based on our industry-leading Income Protection Agreement (IPA), IPA Flex offers several benefits:
- Death proceeds can be paid in a combination of a lump-sum payment and installment payments.
- May enhance the annual policy credit, which can increase the policy’s accumulation value and allow for increased policy distributions while the insured is alive.
- Clients can decrease their IPA Flex lump sum at any time prior to the death of the insured.
- Clients can add IPA Flex to their policies whenever they want.