John Hancock Announces Term Application Deadline Extended

John Hancock has extended the deadline to submit applications for  Protection and Vitality Term ’20 products to December 29. As such, the following products will be available until December 29: Protection Term ’20 Vitality Term ’20 Protection Term...

Lincoln Financial Announces Indexed Account Rate Changes

Effective Sep.15, 2022, Lincoln will be making changes to caps, participation rates and spreads on certain indexed accounts, which may reduce future policy performance. The changes apply only to newly created indexed account segments for a select group of previously...

Testing Table

Nationwide® IUL Accumulator II 2020 Nationwide® IUL Protector II 2020Indexed interest strategy — all one-year segments Cap/spread rateStrategy chargeMaximum Illustrated RateMulti-Index Monthly Average11.00%0%5.92%S&P 500® Annual Point-to-Point9.50%0%Uncapped S&P 500®...

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