Effective May 30, 2020, premiums on Secure Lifetime GUL 3 (issued by AGL and USL) will see an increase as the result of recent declines in interest rates and increased market volatility. At AGL and USL, we are
committed to providing competitive, attractive guaranteed life insurance products to your clients.

Rate Changes
Guaranteed premium to increase on average 15% varying by age and payment duration.

Differentiating Features

  • Guaranteed Return of Premium: Built-in, no cost option to receive 50% end of year 20 or 100% end of year 25
  • Partial withdrawal capability feature
  • Optional Accelerated Access Solution for chronic illness coverage up to $3 million of client’s base policy
  • Optional Lifestyle Income Solution that provides a guaranteed income by accelerating the death benefit

Transition Rules

Paper Applications

  • New GUL rates are effective May 30, 2020.
  • Applications received on or after May 30, 2020, will receive the new rates.
  • Starting 4:00 PM CDT on May 29, 2020, only the new rates will be available in WinFlex.
  • To receive the old rates, applications must be received on or before May 29, 2020.
  • Reissue requests will not be honored.

AG Quick Ticket

  • New GUL rates are effective May 30, 2020.
  • Applications submitted via Quick Ticket by May 29, 2020, will receive the old rates if AIG receives the application in good order by June 15, 2020.
  • Applications submitted via Quick Ticket by May 29, 2020, will receive the new rates if AIG receives the application in good order after June 15, 2020.
  • Applications submitted to AIG via Quick Ticket on or after May 30, 2020, will automatically receive the new rates.
  • Reissue Requests will not be honored.
Corporate Headquarters:
604 Harper Avenue, Jenkintown, PA 19046 | P: 800.543.5555 / 215.517.4080 | F: 800.343.0804 / 215.517.4087

Miami Office:
3470 NW 82nd Avenue, Suite #670, Doral, FL 33122 | P: 800.683.3077 / 305.908.6700 | F: 800.343.0804

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

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Premier Brokerage Services is not affiliated with The Leaders Group, Inc.

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