Due to ongoing volatility in the capital markets, it has become necessary to reduce cap rates and participation rates on some of the accounts within our Indexed Universal Life product portfolio.

These changes will take effect for all premium received and new indexed segments created after Friday, March 18, 2022. All premium received on or before March 18 for approved and existing policies will have current rates applied. Illustrations will be updated March 19, 2022.

Many considerations go into determining the cap and participation rates – and we want to make sure you understand how they are determined and why they change.

Learn How caps and participation rates are determined

Read the Announcement

 

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