Effective February 13, 2023, rates for SecureCare™ III will be reduced by 25 percent across all case scenarios in Florida. SecureCare III is a long-term care (LTC) and nonparticipating whole life insurance policy.

Transition Rules:

  • The new SecureCare III rates will be available in Florida on February 13, 2023.
  • All pending applications that have an effective date on or after February 13, 2023 will automatically be eligible for and receive the new pricing. This will result in a face amount that is higher than originally illustrated.
  •  Policies that have already been issued, paid and/or are in-force are not eligible for the new rates.
  • SecureCare III’s normal backdating rules and age limitations apply. To receive the new pricing, we cannot backdate prior to February 13, 2023.

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