At Prudential, we are committed to maintaining financial discipline and continue to review impacts to the index accounts, and the upside they can offer. The caps will be improving for almost all products. The uncapped accounts for IUL products will also be changing.

These changes will be effective for index segments starting January 15, 2023. Please see below for the complete list.

A letter will be sent to policy owners when there are changes to index accounts/strategies, informing them of the new spread and that the future segments will be impacted. The letter also indicates that these changes may result in different values than were shown in their most recent illustration and how they can request a current illustration.

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