Effective April 1, 2019, Protective Classic Choice Term will be even more competitive with an average 1% premium decrease. These market-leading rates put Protective Classic Choice Term in the top 3 – or better – 92% of the time, and in the top 5 nearly every time.

In addition, in the state of New York, we will only offer Classic Choice Term for cases at and above $1 million starting April 1. This means any cases written after April 1 in New York that are below $1 million would not be eligible for the Classic Choice Term product. (The average 1% premium decrease does not apply to New York rates.)

Transition Rules:

  • For ticket business and direct writer business (Not including NY): applications must be signed and received on or before April 29 to receive current rates.
  • For paper business (all Protective Classic Choice Term NY business and paper applications): these must be signed and received on or before April 15 to receive current rates.
  • Any application in underwriting on April 1 may choose between the old and new version of the product.
Corporate Headquarters:
604 Harper Avenue, Jenkintown, PA 19046 | P: 800.543.5555 / 215.517.4080 | F: 800.343.0804 / 215.517.4087

Miami Office:
3470 NW 82nd Avenue, Suite #670, Doral, FL 33122 | P: 800.683.3077 / 305.908.6700 | F: 800.343.0804

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

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