We’ve repriced Protective® Classic Choice term to have new lower rates in multiple cells, putting it in the Top 3 or better 95% of the time in monthly pay scenarios and in the Top 3 93% of the time in annual pay scenarios: These new rates go into effect today, July 20, 2020.

In addition to these changes, we’d like to remind you of some recent Protective Classic Choice term enhancements:

  • Offer Coverage Longer with 35- and 40-Year Term Periods
    Protective Classic Choice term includes guaranteed level term options at 35 and 40 years. Protective is now one of only three national carriers to offer more than 30 years of level term coverage.
  • Accelerate Your Business with Protective Velocity
    By using Protective Velocity – our suite of digital solutions – you can streamline your business and go from application submission to sales commission nearly 40 days faster.

Transition Rules:

  • For ticket business and direct writers: applications must be signed and received on or before Monday, August 17 to receive current rates.
  • For paper business: applications must be signed and received on or before Monday, August 3 to receive current rates.
  • Any application in underwriting on Monday, July 20 may choose between the old and new version of the product but will retain the rates initially quoted unless otherwise requested up until the case has been approved.
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Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

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