Effective March 15, 2022, Lincoln will be making changes to caps, participation rates and spreads on certain indexed accounts, which may reduce future policy performance. The changes apply only to newly created indexed account segments for a select group of previously sold life insurance products in Lincoln’s Indexed UL and Variable UL product suites. The Illustration software will be updated effective Feb. 14, 2022 reflecting all indexed account changes. There are no changes to currently sold products.