Effective April 22, 2019, Lincoln is pleased to announce pricing improvements to Lincoln TermAccel® Level Term which will improve competitive positioning in key cells.

Lincoln TermAccel offers an entirely electronic, streamlined Tele-App process with fully automated underwriting and no APS requirement.


  • Goals of the reprice include being a “top 3 carrier” in the following non-tobacco core cells for all term periods ages 30-60 and face amounts of $250,000 – $1,000,000
  • Premium updates include decreases only

Transition Rules

For states that are approved at rollout, there is a 30-day transition period which begins on April 22, 2019, and ends on May 21, 2019. During the transition period:

  • New applications received and applications currently in underwriting will automatically receive the lowest rates available. A request to use the lower rates will not be required. If the application has been
    submitted with premium using higher rates the difference will be automatically refunded.
  • For policies already issued Lincoln will accept a written request to change to the Lincoln TermAccel -04/22/19 rates.
  • For policies already placed Lincoln will not allow rewrites to the Lincoln TermAccel – 04/22/19 rates.
  • For states approved after rollout, the above will automatically apply based on the availability date. Lincoln TermAccel is not available in New York.
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