Effective today, December 14, 2015, Legal & General is reducing rates for OPTerm 10, 15, 20, and 30. Some rates were reduced by as much as $0.42.

Starting today, all policies will be issued with new rates. Policies recently issued can be considered for reissue, with the new rates, provided the free look period has not expired.


  • Effective date: 12/14/15
  • Companies: Banner and William Penn
  • Plans: OPTerm 10, 15, 20, 30
  • Classes: All non-tobacco
  • Bands: All bands
  • Issue ages: No change
  • Policy fee: No change
  • Compensation: No change
  • Ages: 20-69 (no reductions for applicants 70+)

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

GBS Insurance and Financial Services, Inc. is not affiliated with The Leaders Group, Inc. You may check the background of investment professionals on FINRA Broker Check

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