Repriced to start the new year, Protection SUL continues to be an industry leader in providing affordable survivorship UL coverage. What’s more, that competitive pricing includes strong guarantees and John Hancock
Vitality PLUS — adding up to standout value for your clients.
Our newly repriced Protection SUL offers:
- Industry-leading premiums for level-pay, short-pay and single-pay scenarios
- Strong no lapse guarantees with attractive cash value potential — especially compared to guaranteed SUL products
- Significant savings and rewards for healthy living through Vitality PLUS
- Enhanced target premiums, offering an additional 30% target on single-pay and other early funding scenarios
State approvals and illustration system
Protection SUL ‘19 Reprice has been approved in all states except New York. Please refer to the state approval map for most current state approvals.
New business and underwriting information
Protection SUL ‘19 Reprice pricing will be effective in all states on January 1, 2022.
Please consult John Hancock’s Internal Replacement Guidelines if you have a client considering replacing their existing John Hancock coverage.