We are pleased to announce that John Hancock is increasing the crediting rate on all our Protection UL and Protection SUL policies — both new and existing — for the second time this year.

Once again, our unique, alternative long duration asset (ALDA) investment strategy within our General Account, combined with our strong product design, enables us to share value with our customers.

Effective September 1, our crediting rate on Protection UL and Protection SUL policies will increase by another 20 basis points — resulting in a 50-basis-point increase within a six-month period:

Crediting rates effective September 1, 2022

Notification to Protection UL and Protection SUL policyholders
Beginning September 1, 2022, new rates will be reflected on annual statements. Policyholders may request inforce illustrations that reflect this change prior to receiving their annual statement.


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