We are pleased to announce the removal of the “permanency requirement” for eligibility to exercise our Chronic Illness and Chronic Illness Plus riders effective November 8. This enhancement will be available in approved states. There is no impact to pricing.

State Approvals and Important Dates:

The removal of the permanency requirement has been approved in all states except CA, CT and FL. (In CA, CT and FL the current version of the riders are still available.)

Symetra Life Illustrator and Winflex illustration systems will be updated to remove the permanency language from the description of the Chronic Illness and Chronic Illness Plus Riders for the Symetra Accumulator IUL, UL-G and CAUL products in approved states on November 10, 2017. Our product marketing materials reflect this enhancement.

In keeping with our standards of Value, Transparency and Sustainability, the removal of the “permanency requirement” will also be extended to existing clients. Beginning in January 2018, we will begin mailing contract endorsements to existing policyholders who have been impacted by these changes.

We will send separate communications as additional states are approved.

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