Effective December 7, 2015, American General Life (AGL) launches its newest GUL: Secure Lifetime GUL 3. This GUL product offers guaranteed death benefit protection, the flexibility to select the guarantee period and premium funding period, an ROP feature offered in Year 20 or 25, and innovative living benefit riders to provide policy holders access to funds while living. Secure Lifetime GUL 3 will be replacing AG Secure Lifetime GUL II.

AGL is removing Standard Plus rating. Applications received before February 17, 2016 will receive old rates unless new product is requested. All applications received after February 17, 2016 will receive new rates. There will be a new application for Secure Lifetime GUL 3. After January 4, 2016, only new applications will be accepted.

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Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

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