Spring Forward With Fresh Rates

Legal & General America has competitive new term rates and great pricing for both annual and monthly premium payments.


Consistent, Competitive Pricing

At all ages, classes, amounts, and durations, OPTerm pricing for Banner ranks #1 – 78% of the time. For William Penn, pricing ranks #1 87% of the time.

New rates include a mix of decreases and increases. Rate decreases restored our #1 price ranking against core competitors, and focused in these areas:

  • OPTerm 20, younger lives at 250k and higher
  • OPTerm 25, $500k and higher
  • OPTerm 30, ages 40+ at 500k and higher

Only 8% of rates increased, and focused in these areas:

  • OPTerm 10, lower face amounts
  • OPTerm 15, females at higher age
  • OPTerm 20, females at higher ages, non-smokers

Securities offered through The Leaders Group, Inc. Member FINRA/SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080.

GBS Insurance and Financial Services, Inc. is not affiliated with The Leaders Group, Inc. You may check the background of investment professionals on FINRA Broker Check

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